Delivering World-Class Solutions
Our strategic partners play a key role in helping us deliver a range of online payment
processing and risk management solutions to clients around the globe. Here
are just some of the international processors, banks and payment platforms as well
as technology companies that we work with.
International Processing Partners:

EVERTEC, Inc.
EVERTEC, a subsidiary of Popular, Inc. (NASDAQ: BPOP), is a leading provider of
transaction processing and outsourcing services including application processing,
business process outsourcing, programming and IT consulting to customers in 15 countries
in a variety of industries.
Through its transaction processing services EVERTEC executes over 920 million transactions
yearly, and operates a network of over 4,300 automated teller machines and over
85,000 point-of-sale payment terminals. With over 1,700 professionals operating
in 7 countries within the Caribbean Basin, the United States, Central and South
America, EVERTEC supports a variety of production platforms ranging from portable
payment devices to high-end mainframe systems.
evertecinc.com

First Data. Beyond the Transaction
Around the world, every second of every day, First
Data makes payment transactions secure, fast and easy for merchants, financial
institutions and their customers. First Data leverages its vast product portfolio
and expertise to drive customer revenue and profitability. Whether the choice of
payment is by debit or credit card, gift card, check or mobile phone, online or
at the checkout counter, First Data takes every opportunity to go beyond the transaction.
firstdata.com

Capital G Bank Limited
Capital G Bank Limited provides a wide range of banking services and has built its
reputation on attractive rates and superior service. Capital G Bank Limited is a
principal member of both MasterCard and Visa, having launched internationally accepted
credit cards for business and personal use, and the Capital G Bank Debit Card. The
Bank is a full member of SWIFT and has established several key correspondent banking
relationships, allowing it to offer wire payment transactions for customers in many
different currencies. The Bank is focused on building market share in Bermuda via
innovative and competitively priced products, with the aim of providing a comprehensive
package of banking services to its retail and corporate customers, and private clients.
The Bank is regulated by the Bermuda Monetary Authority and maintains capital ratios
established in accordance with the Basle International principles.
capital-g.com

Scotiabank International
Scotiabank is one of North America's
premier financial institutions and Canada's most international bank. With more than
70,000 employees, Scotiabank Group and its affiliates serve some 18.6 million customers
in more than 50 countries around the world. Scotiabank offers a broad range of products
and services including personal, commercial, corporate and investment banking. With
assets above $571 billion (as at April 30, 2011), Scotiabank trades on the Toronto
(BNS) and New York Exchanges (BNS).
scotiabank.com
Verified by Visa
For more than thirty years, Visa has helped to set industry standards for
secure payments between consumers and merchants. Verified by Visa improves the security
of payment transactions in the electronic commerce environment over open networks.
It increases both cardholder and merchant confidence in Internet purchases, and
reduces disputes and fraudulent activity related to the use of Visa payment cards.
http://usa.visa.com/merchants/risk_management/vbv.html
MasterCard® SecureCode™
MasterCard® SecureCode™ provides merchants with a global authentication
solution that takes online shopping security to a new level. Electronic retailers
face unique challenges in accepting cards for payment in the eCommerce environment.
Unlike the physical world, there’s no signed sales receipt online and therefore
no definitive way for a merchant to dispute a cardholder claim that a purchase wasn’t
made.
Now, with MasterCard® SecureCode™, there is a way to protect electronic
retailers from unauthorized purchases. MasterCard® SecureCode™ is initiated
on a retailer’s Web site and interacts with both the cardholder and their
card issuer.
mastercard.com
Ukash
Ukash was designed for people who want to use cash rather than a card when buying
goods and services on the internet. Ukash is delivered as a ready-to-spend PIN code,
which can be used to pay directly at one of thousands of Ukash-friendly websites.
Spending Ukash is like spending cash. Ukash's parent company is called Smart Voucher
Ltd., which is authorised and regulated by the Financial Services Authority in the
United Kingdom as an electronic money institution.
ukash.com

Chexx
Chexx Inc. specializes in sending high volumes of outgoing checks and e-payments
(EFTs) to beneficiaries around the world, freeing merchants to concentrate on their
core business. For refunds, incentives, affiliate commissions, rebates, winnings
or prizes, Chexx Inc. makes it possible for merchants to send any volume of domestic
and foreign currency payments that are easy and affordable for beneficiaries to
clear.
chexxinc.com
Moneybookers
Moneybookers is one of the world's largest payment providers, enabling customers
to process international and local payments in over 200 countries and territories.
Over 60,000 merchants already use Moneybookers including international ecommerce
companies such as eBay and Skype. The Moneybookers eWallet is one of the most popular,
safest, quickest and most convenient way to pay and store money online.
moneybookers.com
Strategic Risk Management Partners:

Accertify
Accertify Inc. is a leader in providing software, tools and strategies for preventing
online fraud and mitigating enterprise-wide risks. Accertify is committed to providing
e-commerce companies with comprehensive and cost-effective solutions to fraud. Accertify's
Interceptas is a comprehensive and integrated software platform with advanced capabilities
for analyzing and managing data. Built with a merchant's perspective, it delivers
flexibility in combating various types of criminal behavior, including fraud related
to card-not-present purchases, online scams and policy abuse, merchandise returns
and exchanges and other data management challenges.
accertify.com

ethoca
Headquartered in Dublin, Ireland, with offices in Toronto, Canada, Ethoca is the
leader in collaborative fraud management. Ethoca enables businesses operating in
any customer-not-present environment (i.e., business by internet, phone, fax or
mail) to make more informed decisions about their customer transactions by sharing
transaction experience data in a way that is secure, automated, effective and ethical.
Businesses submit transaction data to Ethoca and can use summary history and analysis
based on the collaborative data of Ethoca's clients to gauge the fraud-risk associated
with any given transaction.
ethoca.com
Technology And Design Partners:
Microsoft
Founded in 1975, Microsoft (Nasdaq "MSFT") is the worldwide leader
in software, services and solutions that help people and businesses realize their
full potential. MS-DOS, .NET, Office XP, 2007 Office system, Windows, Windows Server,
Windows 3.0, Windows 95, Windows 98, Windows 2000, Windows XP, and Windows Vista
are all registered trademarks of Microsoft Corporation.
microsoft.com

Tug Ltd
London, England-based Tug specializes in Search Engine Marketing, and targeted advertising
to prospects that are actively searching for information or are ready to buy online.
The company provides Search Engine Optimization and Pay-Per-Click solutions to assist
online merchants in meeting their business and sales objectives.
tugsearch.co.uk
Bermedia
Bermedia is a Bermuda-based web development agency specializing in online software
development using .NET, Adobe Flash and other leading web technologies. Through
their years of global experience and the support of their sister agencies in London
and Argentina, Bermedia is able to deliver world class solutions for all businesses.
bermedia.com
emedia Bermuda Limited
emedia Bermuda Limited is a full-service firm with expertise in marketing, web design
and development and public relations. Established in early 2000, emedia has continually
expanded and evolved to meet the needs of their clients. The creative and
cohesive team prides itself on offering a fresh approach and strategic solutions
for every client, on every project.
emedia.bm
Industry Associations:
The Electronic Transactions Association
The Electronic Transactions Association is an international trade association representing
companies who offer electronic transaction processing products and services. The
purpose of ETA is to influence, monitor and help shape the merchant acquiring industry
by providing leadership through education, advocacy and the exchange of information.
ETA's membership spans the breadth of the payments industry, from financial institutions
to transaction processors to independent sales organizations (ISOs) to equipment
suppliers.
More than 500 companies worldwide are members of ETA.
electran.org
Ministry of Telecommunications
& eCommerce (MTEC), Bermuda
The mission of MTEC is to foster a culture of technology excellence by “facilitating”
the continued development, growth and advancement of technology, technology related
business, opportunities skills and access, in keeping with the social agenda objectives
of empowering Bermuda’s economic growth, social fabric and economy, and enabling
Bermuda to continue to be recognized as the prime technology offshore jurisdiction
and centre for business technology excellence.
mtec.bm
To find out more please contact us. Or simply apply online.
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