Delivering World-Class Solutions

Our strategic partners play a key role in helping us deliver a range of online payment processing and risk management solutions to clients around the globe. Here are just some of the international processors, banks and payment platforms as well as technology companies that we work with.

International Processing Partners:


Electronic Payment Exchange (EPX)

epx Electronic Payment Exchange is the global, industry-leading provider of fully integrated, end-to-end ayment solutions for merchants across all distribution channels. EPX offers a full range of products and services leading merchants, retailers, etailers, and banks in the United States, Canada, Europe, Latin America, and the Caribbean. EPX is a participating organization of the Payment Card Industry Security Standards Council. EPX is PCI compliant, a VISA USA Cardholder Information Security Program (CISP) Compliant Service Provider, a MasterCard Site Data Protection (SDP) Compliant Service Provider and is SASE 16 Compliant.


evertecEVERTEC, a subsidiary of Popular, Inc. (NASDAQ: BPOP), is a leading provider of transaction processing and outsourcing services including application processing, business process outsourcing, programming and IT consulting to customers in 15 countries in a variety of industries.

Through its transaction processing services EVERTEC executes over 920 million transactions yearly, and operates a network of over 4,300 automated teller machines and over 85,000 point-of-sale payment terminals. With over 1,700 professionals operating in 7 countries within the Caribbean Basin, the United States, Central and South America, EVERTEC supports a variety of production platforms ranging from portable payment devices to high-end mainframe systems.

First Data. Beyond the Transaction

FirstDataAround the world, every second of every day, First Data makes payment transactions secure, fast and easy for merchants, financial institutions and their customers. First Data leverages its vast product portfolio and expertise to drive customer revenue and profitability. Whether the choice of payment is by debit or credit card, gift card, check or mobile phone, online or at the checkout counter, First Data takes every opportunity to go beyond the transaction.

Scotiabank International

ScotiaBScotiabank is one of North America’s premier financial institutions and Canada’s most international bank. With more than 70,000 employees, Scotiabank Group and its affiliates serve some 18.6 million customers in more than 50 countries around the world. Scotiabank offers a broad range of products and services including personal, commercial, corporate and investment banking. With assets above $571 billion (as at April 30, 2011), Scotiabank trades on the Toronto (BNS) and New York Exchanges (BNS).

Verified by Visa

tn_verified_by_visa_000For more than thirty years, Visa has helped to set industry standards for secure payments between consumers and merchants. Verified by Visa improves the security of payment transactions in the electronic commerce environment over open networks. It increases both cardholder and merchant confidence in Internet purchases, and reduces disputes and fraudulent activity related to the use of Visa payment cards.


MasterCard® SecureCode™

mastercardMasterCard® SecureCode™ provides merchants with a global authentication solution that takes online shopping security to a new level. Electronic retailers face unique challenges in accepting cards for payment in the eCommerce environment. Unlike the physical world, there’s no signed sales receipt online and therefore no definitive way for a merchant to dispute a cardholder claim that a purchase wasn’t made. With MasterCard® SecureCode™, there is a way to protect electronic retailers from unauthorized purchases. MasterCard® SecureCode™ is initiated on a retailer’s Web site and interacts with both the cardholder and their card issuer.

Strategic Risk Management Partners:



KoutKount delivers an all-in-one fraud and risk management solution for companies that have card-not-present environments looking to simplify their fraud/risk operations while dramatically improving bottom line results. Kount provides a single, turnkey fraud solution that is easy-to-implement and easy-to-use. Kount’s proprietary technology has reviewed hundreds of millions of transactions and provides maximum protection for some of the world’s best-known brands. Make Every Transaction Kount™

Technology And Design Partners:



microsoftFounded in 1975, Microsoft (Nasdaq “MSFT”) is the worldwide leader in software, services and solutions that help people and businesses realize their full potential. MS-DOS, .NET, Office XP, 2007 Office system, Windows, Windows Server, Windows 3.0, Windows 95, Windows 98, Windows 2000, Windows XP, and Windows Vista are all registered trademarks of Microsoft Corporation.


Meticulosity has offices located in Upstate New York and the Cayman Islands, and provides ecommerce consulting Meticulosity_Logoservices to some of the world’s biggest brands. Meticulosity can build custom API integrations with FAC’s payment gateway or provide plug-and-play integration with Magento, Bigcommerce, Miva, and 3dcart while providing full access to all of FAC’s functionality, such as tokenization, 3D Secure, AVS, Kount, and more.

Tropical Web Shop

Tropical Web Shop Inc. is a Canadian based Web consulting firm that delivers affordable eCommerce website services to small and medium sized businesses in Canada and the Caribbean. Merchants planning an online store can get a complete eCommerce solution built with the industry’s leading eCommerce platform – Magento; including website design, development and implementation, plus all the essential web security tools required for PCI compliance. Magento extensions and integration for FAC’s payment gateway methods are provided, including 3D Secure, Non-3D Secure and Hosted Payment Page.


Webgold is a Trinidad and Tobago based website and mobile app development studio with a passion for creating exceptional online experiences. They are currently focused on accelerating the growth of ecommerce in the Caribbean and Latin American regions with a continued dedication to finding innovative ways to help businesses develop and grow their online presence.webgold logo-stacked

Webgold provides seamless FAC plugin integration with WooCommerce that include features such as KOUNT, Tokenization, 3DS payment options and Recurring Payments. They also develop custom payment integration solutions with FAC through API.


logo 2Founded in 2008 with strong core values, Netclues has grown from one tiny office in the Cayman Islands to branches in Canada, India and Malaysia. Netclues has successfully built and integrated numerous websites on Island using FAC as a payment gateway. Netclues can integrate the FAC payment gateway on custom built platforms as well as any open source platforms such as Bigcommerce, Magento and many more without having to compromise on FAC’s functionality and features.

Quoviz Consulting

Quoviz is a full-service digital marketing firm known for delivering high quality, feather-ruffling work in digital marketing, development and social. Serving clients throughout the Caribbean and Latin America for over 10 years, they believe that always thinking from a new perspective to combine expertise in technology and design creates beautiful digital solutions that take you anywhere. quoviz-logo-for-fac

The FAC WooCommerce Payment Gateway plugins by Quoviz make it easy for you to securely accept payments with your WordPress website. Supporting 3DS, Non 3DS and Hosted Payment Pages, your customers get securely charged and you get paid quickly at your local bank. Custom FAC payment gateway integration solutions also available.

Forward Multimedia

Forward MultimediaOne of Trinidad & Tobago’s premier website design and development companies, FORWARD MULTIMEDIA promotes an “everything we do on our website can be duplicated on yours” concept as proof of their ability to design not just a website, but a website that works. With E-Commerce poised to take off locally and in the Caribbean, they have positioned themselves as a company that truly understands the market and knows what it would take to launch a successful online store.


I-Verve is a full scale organization well known for delivering Custom Solutions for Ecommerce, Web and Mobile Platforms. They carry a team of skilled professionals who are well known for programming viable solutions for their clients. At I-verve they offer you Enterprise solutions, Custom Ecommerce Store Development, Mobile Commerce solutions, Custom Magento stores and extensions development, UI/UX Design and lots more. Working with them gives you the benefit of getting every solution under one roof.


3dCart3dcart, located in Tamarac, Florida, is a complete ecommerce software solution for merchants to build, promote and grow their online business. The company’s services include the tools, advice, support, and technology to manage an entire online operation. Since 1997, 3dcart has been developing internet solutions for small to medium size businesses. Today, 3dcart is an Inc. 5000 company, a Visa PCI Certified provider and a pioneer in Mobile Commerce and Social Marketing.

SecureHosting Ltd.


Secure Hosting has been providing hosting services in The Bahamas and Bermuda to e-commerce businesses, financial services, accounting and legal clients since 2001.

sightFACTORY Ltd

Sight FactoryA leading website development studio with offices in Trinidad and Tobago, we specialize in the development of large scale, database driven websites based on comprehensive digital strategies that translate into functional, content rich and visually stimulating online presences. For over 10 years we have successfully provided web development, e-commerce and web application development services and solutions to companies and organizations in the Caribbean and the USA.

Industry Associations:


The Electronic Transactions Association

ETAThe Electronic Transactions Association is an international trade association representing companies who offer electronic transaction processing products and services. The purpose of ETA is to influence, monitor and help shape the merchant acquiring industry by providing leadership through education, advocacy and the exchange of information.

ETA’s membership spans the breadth of the payments industry, from financial institutions to transaction processors to independent sales organizations (ISOs) to equipment suppliers.

More than 500 companies worldwide are members of ETA.