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Accept Online Payments for Increased Revenue

We began developing powerful and secure online payment processing solutions long before the Internet drove business. Today, with 13 years of international expertise, the company is providing real-time, multi-currency payment, consumer authentication, and automated fraud and data management services, to leading Internet merchants across the globe.

Tailored Multi-Currency Internet Payments

Our passion for the online payments business touches every aspect of what we do. For us (and all of our clients) the desire for world-class solutions, that maximize sales, minimize online fraud, and help our merchants to satisfy their most discerning online customers, is what we do best.


The range of services below can be combined and integrated into a powerful, seamless, end-to-end, online transactional solution, through a single integration to our secure payment platforms.

Standalone And Integrated Real-Time Solutions

Should a merchant require assistance with consumer authentication, or need help with online fraud and data management, our services can be combined as required, or taken simply as standalone solutions, that run alongside already established payment processing services.

International Merchant Accounts

All international merchant account solutions allow for direct relationships between our clients and acquiring banks around the world, with secure, real-time processing through our payment gateway.

In many cases, we can offer Internet merchants the benefits of 3-D Secure™ payer authentication services, and other online fraud and data management tools, to mitigate risk and help reduce fraud - all through a single integration.

Offshore Credit Card Processing

We have relationships with banks in many of the world’s leading financial centres where jurisdictional benefits often add to the overall value of the final payments solutions we provide.

Each jurisdiction is different, and we urge all of our clients to seek independent advice and guidance specific to their company’s particular needs. We can help with introductions to leading fiduciaries and management services companies in various jurisdictions across the globe.

The Card Associations, that govern the online credit card industry worldwide, require merchants to establish a corporate presence in the same jurisdiction as the Acquiring bank. Our team will provide the necessary help and guidance to merchants.

Virtual Terminal - MO/TO

Our Virtual Terminal solution is ideal for merchants who need to manage mail, email or telephone orders. Merchants connect to our payment platforms manually, via a secure web browser, from any Internet enabled computer.

Merchants are then able to capture sales, initiate refunds and reversals, and view transactional history securely via their unique login.

Alternative Payments

FAC supports alternative and domestic payment options including online cash payment types, voucher based services, eWallets, prepaid cards, bank transfers and electronic funds transfer (EFT) services. Please email us at info@fac.bm for more information.

Pre-Authentication Services

Our Address Verification Services (AVS) and Card ID Verification (CVC) services, including CVV2 for Visa, CVC2 for MasterCard® and CID for American Express, are available for online merchants to apply as part of their order screening process.

Payer Authentication Services

Our cGate®SecureVerify is a fully compliant payer authentication solution for Verified by Visa and MasterCard®SecureCode™ designed to protect international online merchants around the world from fraudulent transactions.

Based on the Card Associations’ 3-D Secure™ technology, cGate®SecureVerify gives Internet merchants an additional layer of verification for all online sales.

Real-Time Transactions

Our cGate® suite of products enable secure, online, real-time credit card transaction reporting and reconciliation from anywhere on the Internet.

Merchants are provided with a secure browser-based interface for accessing their reports, customer enquiries and other administrative functions related to reporting and reconciliation.

To find out more, please contact us. Or simply apply online.