Apply Now

Real-Time Transactions

We began developing powerful and secure online payment processing solutions long before the Internet drove business. Today, with more than 10 years of international expertise, the company is providing real-time, multi-currency payment, consumer authentication, and automated fraud and data management services, to leading Internet merchants across the globe.

Our approach is unique. Our highly skilled teams pride themselves in developing solutions that others have not been able to provide, or do not realize are possible.

Tailored Multi-Currency Internet Payments

Our passion for the online payments business touches every aspect of what we do. For us (and all of our clients) the desire for world-class solutions, that maximize sales, minimize online fraud, and help our merchants to satisfy their most discerning online customers, is what we do best.

The range of services below can be combined and integrated into a powerful, seamless, end-to-end, online transactional solution, through a single integration to our secure payment platforms.

Standalone And Integrated Real-Time Solutions

Should a merchant require assistance with consumer authentication, or need help with online fraud and data management, our services can be combined as required, or taken simply as standalone solutions, that run alongside already established payment processing services.

International Merchant Accounts

All our international merchant account solutions allow for direct relationships between our clients and our partner banks around the world, with secure, real-time processing through our payment gateway.

In many cases, we can offer Internet merchants the benefits of 3-D Secure™ payer authentication services, and other online fraud and data management tools, to mitigate risk and help reduce fraud - all through a single integration.

Offshore Credit Card Processing

Our partner banks are located in many of the world’s leading financial centres where jurisdictional benefits often add to the overall value of the final payments solutions we provide.

Each jurisdiction is different, and we urge all of our clients to seek independent advice and guidance specific to their company’s particular needs. We can help with introductions to leading fiduciaries and management services companies, in all of the locations where we have partner banks.

The Card Associations, that govern the online credit card industry worldwide, require merchants to establish a corporate presence in the same jurisdiction as the Acquiring bank. Our team will provide the necessary help and guidance to merchants.

PayPal

We enable Internet merchants around the world to connect to PayPal through our powerful and secure payment platforms. Clients are able to enhance their existing range of multi-currency checkout options, which via us, include Visa, MasterCard and American Express.

Though our interface, PayPal supports payments for merchants with registered business entities in the European Union, including the UK, the Netherlands, France, Germany and Spain.

Batch Processing

Merchants are offered the choice of batch processing in multiple currencies via a single integration to our powerful payments platforms, and are able to manually upload transaction files via our Virtual Terminal. Our technology is ideal for merchants needing to process repeat and subscription sales.

Merchants can authorize transactions ahead of full settlement and capture, initiate refunds and reversals, and access transactional web reports.

Virtual Terminal - MO/TO

Our Virtual Terminal solution is ideal for merchants who need to manage mail, email or telephone orders. Merchants connect to our payment platforms manually, via a secure web browser, from any Internet enabled computer.

Merchants are then able to capture sales, initiate refunds and reversals, and view transactional history securely via their unique login.

Geolocation Solutions

Implementing our cGate® Locate solution provides merchants with a range of options including Geo Marketing, Geo Compliance and Geo Fraud and Data Management.

Each Geo solution provides powerful data that enables merchants to pinpoint customer locations, initiate targeted online marketing campaigns, block users from restricted countries and deliver reports that illustrate their pro-active approach to meeting jurisdictional compliance requirements.

Pre-Authentication Services

Our Address Verification Services (AVS) and Card ID Verification (CVC) services, including CVV2 for Visa, CVC2 for MasterCard® and CID for American Express, are available for online merchants to apply as part of their order screening process.

Payer Authentication Services

Our cGate®SecureVerify is a fully compliant payer authentication solution for Verified by Visa and MasterCard®SecureCode™ designed to protect international online merchants around the world from fraudulent transactions.

Based on the Card Associations’ 3-D Secure™ technology, cGate®SecureVerify gives Internet merchants an additional layer of verification for all online sales.

Cardholder Account Confirmation Services

We offer a unique pre-screening service that authenticates a cardholder's card by processing random transaction amounts prior to charging the full amount for the transaction. The consumer authenticates the transaction by entering the amount charged by the merchant at the site, which validates that the consumer is, in fact, the holder of the credit card, and the balance of the transaction is processed.

Data Sharing Solutions

We are working with Ethoca Limited to offer our merchants data sharing fraud management services to further combat online fraud.

Ethoca solutions are designed to fight fraud by sharing information in real-time between trusted parties. Their use of third-party business processes and data integrity audits ensures that the privacy and security of data is maintained.

Real-Time Transactional Web Reporting

Our cGate® suite of products enable secure, online, real-time credit card transaction reporting and reconciliation from anywhere on the Internet.

Merchants are provided with a secure browser-based interface for accessing their reports, customer enquiries and other administrative functions related to reporting and reconciliation.

To find out more, please contact us. Or simply apply online.