Powerful Solutions For Emerging Markets

cGate® Validate is our unique Cardholder Account Confirmation (pre-screening) service that authenticates a cardholder's card by processing random transaction amounts under $5 prior to charging the full amount for the transaction.

Once initiated, your customer is asked to verify the settled transaction, and enter the amount charged by the merchant at the site, which validates that the consumer is, in fact, the holder of the credit card.

Once the card is authenticated via the settled transaction and verified by the consumer, the balance of the transaction is charged and processed.

This particular service is ideal for merchants targeting consumers in emerging markets, as it offers another layer of fraud control for the Internet's Card Not Present (CNP) environment.

Benefits Of Cardholder Confirmation Authentication

• Provides an extra layer of fraud protection for global merchants
• Allows merchants to assess the validity of credit cards
• Can be set-up to run alongside merchants' existing gateway services
• Easy and fast set-up
• Available to all merchants (terms apply)