
eCommerce Merchant Acquiring Solutions For Global Banks
We have more than 13 years of experience supporting international merchants with
integrated, multi-currency payment processing, consumer authentication, and fraud
and data management solutions.
We work with Acquiring banks in leading jurisdictions in Europe, the Latin American
Caribbean Region (LACR), including Bermuda and Panama, and Mauritius, and know well the
intricacies of eCommerce merchant acquiring from both the bank and the merchant
perspectives.
When Acquiring banks need sophisticated, reliable credit card acquiring programmes
to expand their international business portfolios, they choose to work with us because
they trust our professional judgement and unique insights.
Choose First Atlantic Commerce:
- If you are entering electronic commerce merchant acquiring for the first time
- If you need additional gateway capacity to expand your existing eCommerce merchant
acquiring programme
- If you want to upgrade your payment gateway services, or move from an existing processor
- If you are looking to attract new merchants for acquiring services at your bank
Consulting And Customized Solutions
Our experienced teams will work with your staff to help you establish the processes
and procedures required to successfully manage all the facets of a complex credit
card acquiring programme, including managing online transaction risk, establishing
the right infrastructure, and Card Association relationships.
If you are an Acquiring bank with an existing programme, and you wish to expand
the value of your services, you can select one, or all, of the solutions outlined
below to offer your merchants.
Our solutions are available to any Acquiring bank for their merchants, in any jurisdiction,
and are offered on an integrated and standalone basis.
AVS/CVC Pre-Authentication Services
Address Verification Services (AVS) and Card ID Verification (CVC), including CVV2
for Visa, CVC2 for MasterCard, and CID for American Express, should be employed
by your merchants as part of their order screening process. These solutions help
to screen fraudsters, and validate online credit cards.
Our 3-D Secure™ solution,
cGate®SecureVerify, is available to any Acquiring bank (and their merchants),
in any geographic location, as long as the Acquirer has signed the Enrolment Agreement
with Visa and MasterCard for the services. (If the Acquiring bank is not yet enrolled
in the programme, we can work with the bank to get them enrolled.)
This service allows the bank’s merchants to submit their 3-D Secure™
transactions through FAC's MPI as a 3-D Secure™ authentication without the
bank having to license and configure their own MPI.
Our unique host translation module has been designed by our teams to facilitate
a speedy and seamless integration of our secure payment platforms into an Acquiring
bank's processing platform.
Our powerful, scalable, payment gateway facilitates multi-currency processing, and
a range of check out options for your merchants to offer on their web sites, including
Visa, MasterCard, American Express & Ukash.
Our technology enables your merchants to pre-authorise, authorize only, capture,
reverse and refund transactions via our payment gateway real-time, or manually,
using our Virtual Terminal solution.
It also provides you, and your merchants, with real-time web reporting, via a secure
login, so you can view all transactions sent through our platform.
We offer Acquiring banks a range of reporting services designed to help with establishing
effective risk management practices. Based on Visa and MasterCard Best Business
Practices for Internet Merchant Acquiring, we provide consulting on systems security,
internal policies and controls, site data protection, and tools on how to detect
"Internet scams".
Our risk reports provide Acquiring banks, via a secure web login, the opportunity
to review processing by their merchants, calculate chargeback levels, using this
data to work with merchants to resolve issues, ensure volume caps are adhered to,
and spot unusual activity, and processing peaks, that may need further investigation.
To find out more, please contact us. Or simply apply online.
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