First Atlantic Commerce

First Atlantic Commerce (FAC) is a leading, international online payments, and fraud and data management solutions provider. Headquartered in Bermuda, a leading financial, insurance and reinsurance centre, and founded in 1998, FAC provides multi-currency, payment processing and risk management solutions for Internet merchants and Acquiring banks around the world.chip-lock

FAC securely processes millions of online transactions per year. We provide online payment gateway services and standalone, online fraud management services including Verified by Visa and MasterCard®SecureCode™, to various banks, servicing clients in multiple jurisdictions.

Industry Expertise

FAC’s management team leads a staff of highly skilled card payments industry professionals, technical and sales and marketing personnel, who together ensure a comprehensive understanding of merchant and bank acquirer requirements, delivering excellent customer service.


Our core philosophy is to always find a way to help our clients, and produce solutions that cannot otherwise be found. Our team has many years of experience developing services that are unique to each merchant, many of whom have searched the world, without success, trying to find the solutions that we ultimately provide.

What We Offer

  • Internet Merchant Services
  • Industry Solutions
  • Online Fraud Management
  • PCI Certified Payment Gateway
  • Alternative Payment Solutions
  • Bank Acquirer Services
  • Partner Programme

To find out more please contact us. Or simply apply online.